By clicking the "I Agree" button below as part of the software installation process and using the Software (as defined below), You consent to the terms and conditions set forth in this Agreement and the Privacy Policy as each may be updated or modified from time to time in accordance with the provisions below and therein. By accessing, using, viewing, reading, printing, installing, or downloading any material from the Site You agree to be bound by the most current version of this Agreement and the Privacy Policy.

1. GRANT OF LICENSE/INTELLECTUAL PROPERTY

1.1. Subject to the terms and conditions contained herein Rummy.com grants the User a non-exclusive, personal, non-transferable right to install and use the Rummy.com rummy software ("Software") in order to access the Rummy.com servers and play the rummy games. You shall use the Software together with your unique Player ID ("User ID") and unique secret password ("Password"), chosen by and known only to You, for the sole purpose of accessing the Rummy.com servers (the "Servers") in order to play Rummy, Rummy 500, Gin Rummy, Indian Rummy (the "Games") in accordance with this Agreement (the Software and Games together being the "Service").

1.2. The Software is licensed to You by Rummy.com for your private personal use. Please note that the Software is not for use by (i) individuals under 18 years of age, (ii) individuals under the legal age of majority in their jurisdiction and (iii) individuals connecting to the Site from jurisdictions from which it is illegal to do so. Rummy.com is not able to verify the legality of the Service in each jurisdiction and it is the User's responsibility to verify such matter in their own locality.

1.3. We reserve the right at any time to request from You evidence of age in order to ensure that minors are not using the Service. We further reserve the right to suspend or cancel your account and exclude You, temporarily or permanently, from using the Service if satisfactory proof of age is not provided or if We suspect that You are underage.

(each of the above is an "Unauthorised Use").

You will be solely liable for any damage, costs or expenses arising out of or in connection with the commission by You of any Unauthorised Use. You shall notify Rummy.com immediately upon becoming aware of the commission by any person of any Unauthorised Use and shall provide Rummy.com with reasonable assistance with any investigations it conducts in light of the information provided by You in this respect.

1.5. The terms "Rummy.com", and any trade marks, service marks and/or trade names used by Rummy.com on the Site from time to time (the "Trade Marks"), are the trade marks, service marks and/or trade names of Rummy.com or one of its group companies and/or its licensors, and these entities reserve all rights to such Trade Marks. In addition, other content on the Site, including, but not limited to, the Software, images, pictures, graphics, photographs, animations, videos, music, audio and text (the "Site Content") belongs to Rummy.com and is protected by copyright and/or other intellectual property or other rights. You hereby acknowledge that by using the Service and the Site You obtain no rights in the Site Content, or any part thereof. Under no circumstances may You use the Site Content without prior written consent, granted by Rummy.com explicitly.

2. NO WARRANTIES

2.1. Rummy.com disclaims any and all warranties, expressed or implied, in connection with the Site and Service which is provided to You on an "AS IS" basis and We provide You with no warranty or representation whatsoever regarding its fitness for purpose, quality, reliability, completeness or accuracy.

2.2. Regardless of Our considerable efforts to provide You with service of the highest quality, safety and security, We make no warranty that the Service will be uninterrupted, timely or error-free, that defects will be corrected or that the services found therein shall be free from viruses or bugs.

2.3. Rummy.com reserves the right to suspend, discontinue, modify, remove or add to the Service in its absolute discretion with immediate effect and without an obligation to provide You with notice and We shall not be liable in any way whatsoever for any loss suffered as a consequence of any decision made by Rummy.com in this respect.

2.4. Whilst We endeavour to ensure that Site and Service is normally available 24 hours a day, access to Site and Service may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond Our control and We shall not be liable if this is the case.

2.5. Third party content, materials, information, documents, advertisements, graphics and images (including without limitation any messages, data, information, text, or links) may appear on the Site or be accessible from the Site via links to other websites ("Third Party Content"). Such Third Party Content or the presence of such links are provided solely for your convenience. We are not responsible for and assume no liability for any infringement, errors, mistakes, negligence, misstatements of law, defamation, slander, libel, omissions, falsehood, obscenity, pornography or profanity in the materials, content, statements, opinions or representations contained in any Third Party Content. If You decide to access, use or rely upon any of the Third Party Content You do so entirely at your own risk.

2.6. PUBLIC BETA. You understand and acknowledge that the Service is being provided as a “Public Beta”, and is made available on an “AS IS” and “AS AVAILABLE” basis for the purpose of providing Rummy.com with feedback on the quality and usability of the Service. The Service may contain errors or inaccuracies that could cause failures, corruption or loss of data and/or information from your computer and from peripherals (including, without limitation, servers and computers) connected thereto. Rummy.com strongly encourages You to back-up all data and information on your computer and any peripherals prior to using the Service. YOU ASSUME ALL RISKS AND ALL COSTS ASSOCIATED WITH YOUR USE OF THE SERVICE, INCLUDING, WITHOUT LIMITATION, ANY INTERNET ACCESS FEES, BACK-UP EXPENSES, COSTS INCURRED FOR THE USE OF YOUR COMPUTER AND PERIPHERALS, AND ANY DAMAGE TO ANY EQUIPMENT, SOFTWARE, INFORMATION OR DATA. In addition, Rummy.com is not obligated to provide any maintenance, technical or other support for the Service.

3. AUTHORITY

Rummy.com retains authority over the issuing, maintenance, and closing of Users' accounts at Rummy.com. The decision of Rummy.com management, as regards any aspect of a User's account, use of the Service, or dispute resolution, is final and shall not be open to review or appeal.

4. YOUR REPRESENTATIONS AND WARRANTIES

Prior to your use of the Service and on an ongoing basis You represent, warrant, covenant and agree that:

4.1. You acknowledge that there is a risk of losing money when using the Service and that Rummy.com has no responsibility to You for any such loss.

4.2. You agree that your use of the Service is at your sole option, discretion and risk.

4.3. You agree that You are required to provide Us with certain personal details about yourself (including details regarding your methods of payment) for the purpose of using the Service. Our control of the information provided by You shall be subject to Our Privacy Policy.

4.4. You are solely responsible for any applicable taxes which may be payable on winnings paid to You.

4.5. You are solely responsible for the telecommunications networks and Internet access services required for You to access and use the Service and We shall have no liability whatsoever for any deficiencies therein.

5. PROHIBITED USES

5.1. SOFTWARE MODIFICATIONS. User may not attempt to edit, adapt, modify, decompile, reverse-engineer or disassemble the Software in any way.

5.2. PERSONAL USE. The Service is intended solely for the User's personal use. The User is only allowed to wager for his/her personal entertainment. Under no circumstances shall a User be permitted to use his/her "real money account" with Rummy.com for any purpose other than for using the Service. The User must provide full and truthful information in respect of all details and information provided by the User to Rummy.com and the User is obligated to update such details in the event of any change thereto. A User may only have one account with Rummy.com and shall only use the Service using such single account. Furthermore a User shall not permit another person to use the Service via his account. Rummy.com reserves the right to monitor any effort to establish multiple accounts. In the event Rummy.com discovers that You have opened more than one account, all additional accounts will be closed without notice and continued violation will result in the termination of any and all of your accounts and it may also result in the forfeiture of associated winnings.

5.4. EXTERNAL PLAYER ASSISTANCE PROGRAMS (EPA). Rummy.com prohibits External Player Assistance Programs ("EPA Programs") which are designed to provide an "Unfair Advantage" to players. Rummy.com defines "External" to mean computer software (other than the Software), and non-software databases or profiles (e.g. web sites and subscription services). Rummy.com defines an "Unfair Advantage" as any instance in which a User accesses or compiles information on other players beyond that which the User has observed through the User's own game play. You agree that Rummy.com may take steps to detect and prevent the use of prohibited EPA Programs. Such action may include, but is not limited to, the examination of software programs running concurrently with the Rummy.com Software on the User's computer.

5.5. AUTOMATIC PLAYERS (BOTS). The use of artificial intelligence including, without limitation, "robots" is strictly forbidden in connection with the Service. All actions taken in relation to the Service by a User must be executed personally by players through the user interface accessible by use of the Software.

5.6. CHIP DUMPING. Chip-dumping occurs when any User intentionally loses a hand in order to deliberately transfer his chips to another User. Any User who chip-dumps or attempts to chip-dump with any other User while using the Service may be permanently banned from using the Service and their account may be terminated immediately. In such circumstances Rummy.com will be under no obligation to refund to You any monies that may be in your Rummy.com account at such time.

5.7. FRAUDULENT BEHAVIOUR. In the event that Rummy.com deems that a User has engaged or attempted to engage in fraudulent, unlawful, dishonest or improper activity while using the Service, including without limitation, engaging in any of the activities set forth above or any other game manipulation, or the making of any fraudulent payment, including without limitation, use of a stolen credit card or fraudulent chargeback or money laundering, Rummy.com shall be entitled to take such action as it sees fit, including immediately blocking access to the Service, terminating such User's account with Rummy.com, seizing all monies held in the User's Rummy.com account, disclosing such information (including the identity of the User) to financial institutions, relevant authorities and/or any person or entity that has the legal right to such information, and/or taking legal action against such User. Rummy.com reserves the right to close the account and ban any User from the Service, who is known as a fraudulent player by the independent Online Casino Managers Association (the "OCMA") and listed in a negative database of the OCMA.

5.8. As part of the Rummy.com licensing Agreement and in compliance with anti money laundering legislation, players need to be aware they may be required to produce personal documentation (such as Government issued ID, bank statements and utility bills) upon request in order for their transfer to be processed. This allows Rummy.com to help protect its players and prevent Rummy.com being used as a vehicle for money laundering or fraud. Rummy.com reserves the right to decline any account transfer requests or to overturn any account transfer upon suspicion of a breach or breaches of any of the terms of this Agreement by the sender or receiver.

5.9. In the event that Rummy.com deems that a User has engaged in fraudulent, unlawful or improper activity while using the Software or playing the Games, including without limitation a User who has colluded or attempted to collude with another user of the Software, or has used Prohibited EPA programs, or has Chip-Dumped to another user, Rummy.com shall be entitled to take such action as it sees fit to stop or prevent any such activity, including without limitation, to restrict seating and/or prohibiting Users from playing at a particular table or in a tournament, including restricting two or more Users from playing together at the same table or in the same tournament. In addition, Rummy.com reserves the right to immediately block the access to the Games from such User, terminating such User's account with Rummy.com and seizing all of the User's money held in the relevant Rummy.com account.

6. OFFENSIVE OR ILLEGAL LANGUAGE OR CONTENT

6.1. OFFENSIVE LANGUAGE OR CONTENT. The User is prohibited from posting or sending any unlawful, lewd, obscene, libelous, defamatory, threatening, racist or other material that would violate any law or generally be considered to be offensive, via the Service using the chat option, the player images option or in correspondence with Rummy.com staff.

6.2. ADVERTISING OR STATEMENTS. When using the chat option on the Service or the forum on the Site, Users are prohibited from making any statements which promote any web address, service or product of any party other than Rummy.com. Further, Users shall not make statements about Rummy.com or the Service that are untrue or would reasonably be considered to be derogatory or critical.

6.3. ILLEGAL CONTENT. The User is prohibited from posting, via the Software online chat or forums or in correspondence with Rummy.com staff, any material that contains (or provides links to) software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment or designed for fraudulent, unlawful, dishonest or improper activity (including, but not limited to “phishing” and other scams).

7. BREACH

7.1. Without prejudice to any other rights, if a User breaches in whole or in part any provision contained herein, Rummy.com reserves the right to take such action as it sees fit, including immediately blocking access to the Service to such User, terminating such User's account with Rummy.com, seizing all monies held in the relevant Rummy.com real money account and/or taking legal action against such User.

9. SECURITY AND YOUR ACCOUNT.

9.1. Each User account shall be accessible through the use of a combination of a unique User ID, a unique and secret Password (the User ID and Password together being referred to as the "Login Credentials").  The User is obligated to choose his/her own User ID and Password in accordance with the rules relating thereto.

9.2. The User agrees that he/she is solely responsible for all use of the Service under his/her Login Credentials and that he/she shall not disclose the Login Credentials to any person whatsoever.

9.3. The User is obliged to keep his/her Login Credentials secret and confidential at all times and to take all efforts to protect their secrecy and confidentiality. Any unauthorized use of the Login Credentials shall be the sole responsibility of the User and be deemed as his/her use. Any liability there from shall be that of the User.

9.4. Note that monies held in your Rummy.com account do not accrue interest.

9.5. You will not be able to place any bets using the Service in an amount greater than the total amount of money in your Rummy.com account.

9.6. You are fully responsible for paying all monies owed to Rummy.com. You agree not to make any chargebacks, and/or deny or reverse any payment made by You in respect of the Service. You will reimburse Rummy.com for any chargebacks, denial or reversal of payments You make and any loss suffered by Us as a consequence.

9.7. Rummy.com reserves the right to run credit and/or identity checks on a User, with third party credit agencies or services, using the information provided to Us by a User on registration with the Service.

9.8. Rummy.com reserves the right to use third party electronic payment processors and/or financial institutions to process payments made by and to You in connection with your use of the Service.

9.9. You acknowledge and agree that monies deposited by You in your Rummy.com account are held in a trust account on your behalf.

10.  AUTO PLAY

The User has just twenty five (25) seconds ("Turn Time") to play his/her turn in every round. In the case where a User does not make a move at his turn within Turn Time, the User will draw upon a fixed balance of additional time ("Time Bank") of approximately 1 minute (sixty seconds). Where the User fails to make a move within both Turn Time and Time Bank, the Site's system will then take a card and drop a card for the User (the system will not discard a joker card), in order to preserve the continuity of the game. In case the User fails to play his turn two times in a row, at the end of the Turn Time of the second round the User didn’t play his turn, the Users game shall revert to Auto Play and the Site's system will take a card and drop a card for the User, without waiting Turn Time. If the User wishes to rejoin the game and play, the User has to make a move on their turn. In case all the Users playing at the same table have reverted to Auto Play, after two rounds the Site's system will automatically cancel the game.

11. DISPUTES

The User accepts that the historical data of each game shall be as recorded on the Rummy.com servers. In the event of a discrepancy between the cards displayed on your computer and the game records on the Rummy.com server the latter shall prevail. The User accepts that the "Hand History" feature of the Software shall not be considered as the official historical record of any hand.

12. AMENDMENT

Rummy.com reserves the right to update or modify this Agreement or any part thereof at any time without notice and You will be bound by such amended Agreement within 14 days of it being posted at the Site. Therefore, We encourage You to visit the Site regularly and check the terms and conditions contained in the version of the Agreement in force at such time. Your continued use of the Site and/or Service shall be deemed to attest to your agreement to any amendments to the Agreement.

13. GOVERNING LAW

The Agreement and any matters relating hereto shall be governed by, and construed in accordance with, the laws of the Isle of Man. Each party irrevocably agrees that the courts of the Isle of Man shall have exclusive jurisdiction in relation to any claim, dispute or difference concerning the Agreement and any matter arising there from and irrevocably waives any right that it may have to object to an action being brought in those courts, or to claim that the action has been brought in an inconvenient forum, or that those courts do not have jurisdiction.

14. SEVERABILITY

If a provision of this Agreement is or becomes illegal, invalid or unenforceable in any jurisdiction, that shall not affect the validity or enforceability in that jurisdiction of any other provision hereof or the validity or enforceability in other jurisdictions of that or any other provision hereof.

15. ASSIGNMENT

Rummy.com reserves the right to assign this Agreement, in whole or in part, at any time without notice. The User may not assign any of his/her rights or obligations under this Agreement.

16. TERMINATION

Without prejudice to any other rights, Rummy.com may immediately terminate this Agreement if You fail to comply with the terms and conditions contained herein. In such event, You must destroy all of your copies of the Software.

17. MISCELLANEOUS

17.1. No waiver by Rummy.com of any breach of any provision of this Agreement (including the failure of Rummy.com to require strict and literal performance of or compliance with any provision of this Agreement) shall in any way be construed as a waiver of any subsequent breach of such provision or of any breach of any other provision of this Agreement.

17.2. Nothing in this Agreement shall create or confer any rights or other benefits in favour of any third parties not party to this Agreement.

17.3. Nothing in this Agreement shall create or be deemed to create a partnership, agency, trust arrangement, fiduciary relationship or joint venture between You and Us.

17.4. This Agreement constitutes the entire understanding and agreement between You and Us regarding the Service and supersedes any prior agreement, understanding, or arrangement between You and Us.

17.5. The User must provide full and truthful information in respect of all details and information requested by Rummy.com in connection with the User's use of the Service subject at all times to the terms of the Privacy Policy.

17.6. The English language version of this Agreement shall be the prevailing version in the event of any discrepancy between the English version and any translated versions of this Agreement.